Sanchez introduces AB 1620 to address California's affordability crisis

Assemblymember Kate Sanchez has introduced AB 1620, legislation to provide relief for California homeowners by allowing a full state income tax deduction for homeowners' insurance premiums on a primary residence.

California homeowners are facing rising insurance costs and fewer coverage options. In many areas, insurers have reduced or stopped writing new policies, forcing families into more expensive, limited plans. These pressures are hitting hardest for seniors on fixed incomes and working families already struggling with the high cost of living.

"Homeowners across California are being pushed to the brink by rising insurance costs," Sanchez said. "AB 1620 provides real relief by putting money back in their pockets and helping them stay in their homes."

AB 1620 provides a straightforward solution by allowing homeowners to deduct the full cost of their insurance premiums from their state taxes, helping offset these increases and keep more Californians in their homes. The deduction would begin in the 2026 tax year and remain in place through 2031. The proposal builds on existing tax deductions for mortgage interest and property taxes, reinforcing long-standing policies that support homeownership.

"For many seniors and families, this is the difference between staying in their home or being forced out," Sanchez said. "This is a common-sense step to bring relief to Californians who need it most."

AB 1620 is supported by the California Association of Realtors, the Southern California Rental Housing Association, and the Southwest California Legislative Council.

About Assemblymember Kate Sanchez Assemblymember Kate Sanchez was elected to the California State Assembly and serves the 71st California Assembly District. Sanchez is a proud mom and businesswoman. She has been a proven advocate for parental rights and public safety and continues to fight against California tax increases. Her assembly office serves the cities of Mission Viejo, Rancho Santa Margarita, Temecula, Murrieta, Wildomar and unincorporated areas of the French Valley, Temecula Wine Country and Orange County.